Life is anything but certain. Your credit card should understand that too. Quilo Flex is a new kind of credit card made to handle uncertainty. Now that is seriously different.
Here's why it's different.
Pay off 2.5 times faster
You can pay your balance in full every month, but if you pay less than the full balance, the remaining balance will be rolled into an installment plan with a fixed APR that you can pay off in 48 months or sooner.
Skip up to 3 Payments
With Quilo Flex you may qualify to skip up to 3 upcoming payments without impacting your credit score.
Installment Plans with a Fixed APR.4
With Flex card, the APR on the outstanding unpaid balance from each billing cycle won't change until it's paid off. The APRs on other traditional credit cards may vary, which can make your monthly payment less predictable.
Split a charge, double the cashback
Quilo becomes better with others. Share a qualifying charge with your friends who have Quilo Flex card and double the cashback.
Build better credit.
Our card utilizes an installment loan feature, which may improve your credit score by adding on-time payment history to your credit report.
Say no to Interest on Interest.
Simple Interest is calculated annually on the amount you owe. Compound Interest accrues and is added to the accumulated interest of previous periods, so borrowers must pay interest on interest as well as principal.1 You want Simple. We offer Simple.
No fees. At all!
No sign-up fee. No balance transfer fee. No annual fee. No late fees. No foreign exchange fee.
Altogether now...
Can't say no to better...
Quilo Flex Card
APR
Fixed for each installment plan4
How does Interest accrue
Simple6
Charge Split
Charges & Cashbacks can be split with other Flex card members.
Cashback
Up to 2%.
Fees
No fees. Ever.
Other Leading Credit Cards5
Variable4
Compound2
Not available
Varies with the purchase category and card
Varies. 3
Lets figure out a worry-free monthly budget you can play with, together.
Which is the amount of money you have left with after you paid your monthly obligations like rent, monthly loan payments, car lease, insurance, utility bills, bandwidth, mobile and other spend you can't avoid.
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Your projected Worry-free monthly budget is
$
You need to make a decision how much you want to stash away for a rainy day and the rest may be used as a minimum payment for your Safe-to-Payoff credit card balance.
Minimum Card Payment
$
$
$
Your minimum monthly payment is 2.5% of your outstanding balance.
Be the first, join the waitlist.
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FAQ
Below are some answers to common questions about Quilo Flex
Will signing up for the Waitlist affect my credit score?
This all sounds great. How do I know if I’m eligible?
How do you determine my Safe-to-Payoff Credit Limit?
What is the APR?
How is APR fixed?
When is the Safe-to-Payoff Credit Card coming ?
How do I get to know when this Card is available?
Would applying for the Safe-to-Payoff credit card impact my credit score ?
